Claims and loss prevention: Loss prevention programs
Background screening
When you are an ACE Platinum Portfolio client, we provide access to a service that can conduct background screening of domestic employees, financial advisers, and contractors who work on your home.
A thorough background check is a vital tool in determining whether or not someone you hire will be an asset or a detriment to your family’s safety and financial well-being.
- Broad scope: The inclusion of financial advisers in addition to contractors and domestic staff makes this program unusually broad.
- Complimentary service: We offer background screening on a complimentary or reduced-fee basis, depending on your policy premium.
Knowing and minimizing the risks
Those whom you trust to take care of your family, home, and financial well-being can also cause serious harm. The access you give them exposes you to a wide range of risks.
- Financial Advisers: Ponzi schemes, embezzlement, identity fraud
- Domestic employees: Kidnap and ransom, child molestation, property theft, identity fraud, frivolous lawsuits for sexual harassment or wrongful termination
- Contractors: Kidnap and ransom, child molestation, property theft, identity fraud, job abandonment
Too many people have needlessly become victims because they relied on friends’ recommendations, intuition, and resumes. Studies indicate that approximately two-thirds of all job applicants reported they have stretched the truth at least once. Background screening conducted by a professional can help prevent you from hiring an untrustworthy individual.